CD Type Annuities

just opted out of the stock market-is a fixed annuity good investment for a 58 year old?

A family member passed a couple months ago, and I was told by someone that I had been left an annuity. Since then, I have heard nothing, been contacted by no one, received no information whatsoever.
Is this normal?

I have not been informed by the Executor at all, our friendship isn’t that close. So even if I wasn’t told in strict confidence, I would not ask the Executor about it. Any suggestions at all?
*Hope this is a proper catagory.

My father was injured in a truck wreak several weeks ago. It was ruled no fault because it happened on a dirt road on private land. We have since then learned that the other driver did not have permisson to be there and did say that he never saw my dad coming. The other driver was not injured – my dad has a shatterd hip, broke leg and shattered ankle. Because it was on job he is still getting a paycheck and will not have any doctor bills. He might go back to work in 6 months but it will probably be a desk job. The other mans insurance offered a settlement, they told my dad to name his price. He doesn’t want to give a number until he finds out if he will be disabled and refuses to go to a lawyer. How much should he ask for? Does he really need a lawyer? Do you pay taxes on a settlement? HELP! (If he is disable, his income will not equal what he was making before. He just bought a house and land, his debts are about $100,000)

Whats the deal with them?

Is there a product that could keep the principle from an annuity while receiving a liftime payment for a joint account of a 76 and 80 year old?

I am trying to find out about annuities, have studied quite a bit but can’t find that specific answer.

Thanks.

Columbus doesn’t deserve a day.

Only two men in the United States of America have been honored by receiving a national holiday in their name. One, known as Martin Luther King Jr., the leader of the Civil Rights movement in the 1960’s, fought for and won the rights of African-Americans, leaving behind a reputable legacy of equality. The other, Christopher Columbus is credited for bringing the Americas “to the attention of the civilized world” (Berliner, On Columbus day…” 1 of 2) which eventually brought the ideas and achievements of many great thinkers, writers, and inventors. One should realize, Columbus was not the first to set foot on the Americas and their surrounding land he had simply “wandered lost” (Weatherford, “Examining the reputation…” 1 of 2) on to the lands. The Americas had inhabitants thousands of years preceding Columbus. The Indian inhabitants paid the ultimate price of slavery, forced religious shifts, torture and murder, and the eventual genocide of their entire population. This being said one can make a compelling argument as to why Christopher Columbus should not be honored by receiving a national holiday in his name.
Thinking back to elementary school, most remember learning about how the great Christopher Columbus sailed to the Americas and colonized them, bringing us present day United States of America, how ever teachers fail to mention the gruesome, realistic facts of this “colonization”. Asking surrounding peers if they remember learning a single name of an Indian who was murdered or otherwise affected, sadly, one will end up with the majority being negative responses due to the fact that “no one mentioned the names, of even a few victims” (Durham, “Columbus Day” 2 of 4). Also, most Americans are under the falsified impressions that Indians had no structure, were merely hunter-gatherers following food sources and lived undoubtedly like savages. Having no agricultural settlements, division of labor, or any kind of social structure, the Indians just screamed out for Western civilization. These impressions are false in a vast number of ways. Indians had existed in the Americas and Caribbean islands for thousands of years before Columbus came and changed things to fit his standards. Indians had their own religion based upon nature, and while some were nomadic the majority was stationary. They set up villages and practiced many agricultural skills such as farming, and trade.
Most Indian tribes had distinct gender roles, and women had more say than in the “colonized” countries. Women farmed and maintained the houses and were practically in charge of trade, ironically similar to today’s living situations. Women made a list of supplies for the husbands to retrieve, and the husbands went out, traded, and brought the goods home. Men were responsible for trading, hunting, and providing for their families. These facts should prove Indians could stand on their own feet; they would have eventually colonized the Americas without Columbus’ invasion. However, not only did Columbus invade the Indians land he also, forced Catholicism upon them, murdered and tortured countless victims, enslaved thousands of them, and eventually led to the genocide of the entire population. Columbus’ actions set a tone for the ways other groups of people viewed and treated Indians. They were viewed as one of the lowest races and were treated accordingly. Columbus had no compassion or respect for anyone, in one instance the Taino Indians “saved Christopher Columbus from certain death”(“Goodbye Columbus” 1 of 4). In return he enslaved and slaughtered thousands of these Indian peoples.
When a person looks at the achievements and sacrifices of Martin Luther King Jr. and the achievements and sacrifices of Columbus a person should be able to see an apparent difference. The achievements of Columbus include his bringing of attention of the new world to the civilized world and hardly much else. The sacrifices made by him were not his own forfeiture but the forfeiture of the entire Indian population. In order to wipe out an entire population one must have a hole where his or her heart should be, no compassion, no feelings whatsoever. In one myth Columbus convinced the Spanish monarch to invest in his explorations with the promise of returning with gold, spices, and other goods to him. After failing at to acquire these goods he was under pressure to repay his debt. The pressure caused by his debt caused him to seize 1,200 Taino Indians and sell them as slaves. Columbus would stop at nothing to colonize the Americas, not even the ultimate price of a human life. Christopher Columbus was not a hero who deserves a national holiday but a ruthless tyrant. To celebrate Columbus day is to celebrate the genocide of an entire group of people in exchange for colonization of the “new world” which would have occurred in time, if the Indians would have just had a chance to thrive.

Past due debt that a creditor is willing to make a settlement with and I would like to make the settlement in payments

I’m married with two children and have one more on the way (very early on in the pregnancy). I’m 29yo, but my father passed away of a heart attack when he was 39. I’m having trouble going the easy route… ie, online, and need some advice on how to choose someone.

My friend has a monthly annuity payment from Aurora company and she has a question about it …

Every month she receives a fixed payment but once in a while she receives a large check plus the monthly check and she has tried calling them to ask but they give her the run around or tell her they have no idea what she is talking about …

Does any one else have an annuity plan with Aurora or any other company and know why they send those large checks …

These checks usually arrive towards the end of the year … like Sept …Oct… and they are not every year only some years …
and the amount of the large checks veries with each time she gets one …
Thanks for your help … Im kinda clueless about this subject …
Her annuity is from a law suit her family won and they put the money in an annuity that she started to recieve when she turned 18 years old …

I am good at sales but I am sick of being passed over during bonus periods for the bosses family!!! I have had job offers from insurance and investment companies and I just want to make the right decision for my family

did I leave anything out

These infamous laws were imposed by England (a protestant nation) upon a nation that was, at the time, 97% Catholic. To quote a protestant historian on the conditions in Ireland after the laws were imposed:
“They ( i.e. Catholics ) are not only excluded from all offices in church and state, but are interdicted from the army and the law, in all its branches. . . . Every barrister, clerk, attorney, or solicitor is obliged to take a solemn oath not to employ persons of that persuasion; no not as hackney clerks, at the miserable salary of seven shillings a week. No tradesman of that persuasion is capable of exercising his trade freely in any town corporate: so that they trade and work in their own trade native towns as aliens, paying, as such, quarter age, and other charges and impositions. . . .”

Allow me to take a few moments and point out precisely what the Irish Persecution Laws entailed.

The Irish Catholic was forbidden the exercise of his religion.
He was forbidden to receive education.
He was forbidden to enter a profession.
He was forbidden to hold public office.
He was forbidden to engage in a trade or commerce. (11)
He was forbidden to live in a corporate town or within five miles thereof.
He was forbidden to own a horse of greater value than five pounds.
He was forbidden to purchase land.
He was forbidden to lease land. (12)
He was forbidden to accept a mortgage on land in security for a loan.
He was forbidden to vote.
He was forbidden to keep any arms for his protection.
He was forbidden to hold life annuity.
He was forbidden to buy land from a Protestant.
He was forbidden to receive a gift of land from a Protestant.
He was forbidden to inherit land from a Protestant.
He was forbidden to inherit anything from a Protestant.
He was forbidden to rent any land that was worth more than thirty shillings a year.
He was forbidden to reap from his land any profit exceeding a third of the rent.
He could not be guardian to a child.
He could not, when dying, leave his infant children under Catholic guardianship.
He could not attend Catholic worship.
He was compelled by the law to attend Protestant worship.
He could not himself educate his child.
He could not send his child to a Catholic teacher.
He could not employ a Catholic teacher to come to his child.
He could not send his child abroad to receive education.
The priest was banned and hunted with bloodhounds.
The school master was banned and hunted with bloodhounds.
If the Irish Catholic had an unfaithful wife, she, by going through the form of adopting the Protestant religion compelled from a papist the heaviest annuity that might be squeezed out of him – and would inherit all the property at his death.
If he had an unnatural child, that child by conforming to the Established religion, could compel from him the highest possible annuity, and inherit all his property at his death – to the total exclusion of all the children who had remained faithful to their father, and their religion.
He if he was discovered in the act of having his son educated at home, a ruinous fine and a dungeon awaited him.
If he sent his son to be educated abroad, all his property was confiscated – and the child so educated was thereby debarred form all rights and properties in the country, and debarred from inheriting anything.
He was compelled to pay double for the support of the militia. And he was compelled to make good all damages done to the state by the privateers of any Catholic power in which the state was at war. (13)

Why do some people dislike insurance annuities? Are they considered a rip off? I have heard opinions not to buy but no real reasons. Help me , please