CD Type Annuities

I was injured in an accident and settled with my insurance company. They paid for my medical bills and for pain and suffering. From what I understand, the settlement amount is not tax deductible. But can I still claim a tax break for the deductibles I’ve paid for my treatment?
This accident happened in CA, USA

I want to keep the cash value invested, and would like to reduce the amount of penalty’s that would be levied against it. I have done numerous studing on the topic and have realized that this was a mistake and i got taken. I’ve been funding it for a little over a year and have about a thousand dollars in the cash value. The surrender period is ten years. I’ve heard it is a good idea to role it over in a 1035 exchange into a variable annuity with the same company to reduce the fee’s. Help????

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy.

There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services?

Also, are there any good tips for saving money buying life insurance for small business owners?

I have seen around the internet that the maximum term life insurance policy allowed for a person in their 20s is usually 20 times their income. However, I was wondering if there are any policies that take into account the combined household income. If a husband and wife both make $40,000 a year, are they entitled to a policy that is based on $80,000 of combined income, or are all policies handled on an individual basis?

I want access to my investment and I want to pass funds on to my son when I die.

I just receive life insurance settlement it was put in a total control account @ 1.5 interest how much interest per month would 17,000 dollars bring per month?

What would be the cheapest term life insurance policy available?

If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion of the whole life policy at that time? I have this rider now on my whole life policy to maximize my death benefit at the lowest cost but I’m thinking that either I will have to pay more premium if the cost goes up or I have to drop the rider.

Annuities supposedly backed $ for $. Documented?
Question Details: I’ve heard that aa companies are backed 100% or better by aa insurance companies, and no insurance companies failed to pay even during the great depression. How can I get written verification of the safety of annuities?

My father was injured in a truck wreak several weeks ago. It was ruled no fault because it happened on a dirt road on private land. We have since then learned that the other driver did not have permisson to be there and did say that he never saw my dad coming. The other driver was not injured – my dad has a shatterd hip, broke leg and shattered ankle. Because it was on job he is still getting a paycheck and will not have any doctor bills. He might go back to work in 6 months but it will probably be a desk job. The other mans insurance offered a settlement, they told my dad to name his price. He doesn’t want to give a number until he finds out if he will be disabled and refuses to go to a lawyer. How much should he ask for? Does he really need a lawyer? Do you pay taxes on a settlement? HELP! (If he is disable, his income will not equal what he was making before. He just bought a house and land, his debts are about $100,000)

I am back to work full time and on a blood thinning medication