Is it true that with a SEP IRA my employer would have to give all employees the same percentage he gives himself?
also…why would my employer agree to do the Safe Harbor matich? What’s in it for him?
Posts Tagged ‘over’
If my parent decides to open a mutual fund and then he dies,then how is the funds passed over?
07
Jun
I am 16 and my dad wants to open a mutual fund for the family,but what happens if he dies or something. How and who is the funds carried to. Do we need a will?A lawyer will be too much money. Will hais children have access to the funds?
What’s better, Gold or Silver, if you want to exchange it slowly over the years for living expenses?
05
Jun
Please, informed answers only. I’ll be taking possession and selling it perhaps a thousand dollars at a time until annuity and retirement funds come into play. Frankly I see inflation and coming crisis one after another as the only sensible hedge. Which is better, easier to convert, less costly fees,, what denominations etc? Should I wait out the election? Thank you.
Which one costs the least to ‘convert back into’ via fees, etc?
With American Financial institutions being in such untrustworthy mess I simply don’t trust futures.
Ex wont sign over annuity?
23
May
When I was div I got the annuity from my grandma for our wedding–we were both named on it and now need to cash it in–it wasn’t specified (i.e. contract #) in divorce decree so he has to sign it over and is refusing. My div lawyer and grandma are now deceased so now what? I need the money to stay afloat while I take care of our kids and he is behind. Do I have to take him to court? What motion do I file?
If you rolled over your company stock to an annuity, can you claim any losses in the year you transfered?
23
May
My wife rolled over her stock in 2008 from a 403B to a five year AIG guaranteed annuity. At that point may I account for any losses in her stock price at the time of transfer?
Can annuity be turned over to estate?
12
May
My one sister is executor of my moms will. There are 4 daughters. The executor had my mom change all investments which were in all of our names to the estate except for 1 annuity which the executor was beneficiary. Now that Mom has passed, she is keeping the money from this. Is there anything we can do to overturn this?
Are there Fixed Annuites that you can purchase without any surrender charges if your over 61?
07
May
In this context the purchasers of annuties would be at least 62 years old investing anywhere from $50,000 to $300, 000. The question is are there annuties they can buy and not be penalized by withdrawing all or part of the principal regardless of the time period the monies have been in the annuity.
Will there be future political turmoil over taxing retirement savings plans?
03
May
Many of us are contributing to 401k and other retirement plans and some of us are contributing a larger % of our gross pay than others. Some are contributing little or nothing.
Will the day come when those that did not use their offered plans to save look at those that are comfortably retired and say ( That’s not fair ! ) . And then demand that congress and the president impose major taxes on those that have saved so those that didn’t can reap their share of redistribution of wealth.
And will the political parties be split along those lines.
Does anybody else see this coming?
How much would you have to invest at the end of each MONTH over a period of 30 years for a 2million dollars?
30
Apr
How much would you have to invest at the end of each MONTH over a period of 30 years to achieve a retirement of 2 million dollars? Assume that you can earn an annual rate of return of 10% on your investment.
Use the following formula in your calculation:
FUTURE VALUE OF ORDINARY ANNUITY = PAYMENT (COMPOUND INTEREST FACTOR)
If mutual funds distribute all of their capital gains and dividends, why does the NAV increase over time?
28
Apr
If mutual funds use most of the capital gains and dividends of their portfolios to make distributions to investors, why does the fund’s net asset value (NAV) increase over time? It seems that distributing these gains would cause the NAV to remain steady, or to decrease.
How do I report a mutual fund that was rolled over to buy more mutual funds?
23
Apr
I started out with two mutual funds. When I transferred them to a new investment company those two funds were used to buy three new mutual funds. This year I sold all three funds. I’m using turbo tax and I understand how to report the three I sold but I really lost on how to report the first two I had and never actually got any cash for.
There were no gains or losses on them so I’m not sure how to enter the information. Help!
Which company has the best *TERM* life insurance quotes for people over 50 ?
22
Apr
Obviously, people over 50 years old will pay a high premium–but is there a company out there that won’t “soak the customer” , and at the same time are a reputable company ?
In closing–I am not a fan of the ‘colonial penn’ type deals that plaster their commercials over the television.
Can you explain this – The prize which totals $1,000,000 is payable in a financial annuity over forty years or
22
Apr
or the contestant may choose to receive the present cash value
Its the disclaimer on Americas got talent – does that mean the guy or gal will get 25k a year for 40 years??????
If you hit the lottery for a large amount (over 5 mil) would you want an annuity or lump sum?
17
Apr
Would you prefer all your money at once, or payments each year for 20 years? Which do you think is more commonly used?