I have an award for future medical care on a California Workers Comp injury. Due to recent changes in the state laws I have to see the insurance company doctors. I’ve had 2 surgeries on my shoulder and it still isn’t right. I recently saw one of their docs due to numbness in my shoulder & arm. He completely brushed me off without doing anything. My attorney told me I can request a second opinion, then a third opinion then a QME. But I probably would not get anyone to do anything. I was also told by my attorney that since the state changes I may have to take a cash settlement. Any legal opinions on this?
Posts Tagged ‘There’
Are there any retirement plans not connected to the stock market?
03
Jul
I am interested in finding a legitimate retirement plan that is not connected to the stock market. I already have an IRA and I just wonder if there is anything else available to limit risk from the stocks. I am also aware of forex ira’s and bonds but Im looking for something truly unique.
Is there a statute of time, health insurance lien holders have to seek payment on a personal injury settlement
06
Jun
This question is for the state of New York.
Is there a penalty for withdrawing the money from my annuity?
05
Jun
I have annuities with AIG Annuity and I was wondering about the penalty fee for withdrawing the money from my annuity. I can’t find it in my paperwork and I since AIG is getting so many calls I can’t contact them. I was wondering if anyone here happened to know.
It’s a deferred annuity, I started it about 3 years ago.
Are there earnings limits on income for civil Service Retirement Income?
04
Jun
I am retired and want to know if I can be penelized if I go back to work and earn too much money?
Is there such a thing as Personal Finance as a career?
04
Jun
And what exactly would it be called and how do I go about doing it? I want to be able to teach personal Finance. Home Budgeting, basic estate planning and basic investing. What is this and do I need a degree to do it? If so, in what?
Please help! Managing money is my only talent, and I have a passion for teaching it to others. How can I translate this into a career for myself?
P.S. I’m a stay-at-home mom, we own or own home, and are raising 4 kids with no government assistance on my husband’s $34,000 a year. I’ve been told I have a flair for managing money. ;p
Is there a way to minimize taxes on the gains (~$60,000) realized by cashing out my annuity?
04
Jun
I am in the highest tax bracket and 57 years old
Question for right wingers: is there something wrong with you?
29
May
OK, so someone asked whether Social Security was a Ponzi scheme and whether it was sustainable. I patiently explained the difference, and that it was sustainable (I’ve seen the figures, and it’s easily sustainable*). And three people thumbed me down.
So my question is this: is there something wrong with you? I’ve seen this behavior over and over again: someone makes a factual statement, and a right winger who doesn’t know the facts thumbs him down rather than paying attention to what he said.
Here’s part of my answer:
“A Ponzi scheme promises a return on investment, and then pays old investors with money received from new ones to create the illusion of that return.
“Social Security isn’t a vested pension fund, it is a pay-as-you-go annuity. In essence, you pay Grandpa’s benefits, and when you retire, your kids pay yours. Aside from the small amount in the Social Security Trust Fund, the money that goes into Social Security doesn’t earn interest and nobody pretends it does.”
http://answers.yahoo.com/question/index?…
So — if you’re one of those who ignores the facts, why?
*According to the 2009 Trustees’ report, “Social Security could be brought into actuarial balance over the next 75 years with changes equivalent to an immediate 16 percent increase in the payroll tax (from a rate of 12.4 percent to 14.4 percent) or an immediate reduction in benefits of 13 percent or some combination of the two.”
http://www.ssa.gov/OACT/TRSUM/index.html
So not only is Social Security sustainable over the next 75 years, real economic growth will easily outstrip a tax increase that’s equal to only a year or two of average economic growth.
Tarheel, to answer your question (since you don’t have an email option), I was being tongue-in-cheek. Of course that person is allowed to say whatever they want, I’m not Yahoo Answers and even if I had the power I wouldn’t censor what they say.
The OMB report is no different in essence than the report of the SS trustees, in fact, the SS trustees are a bit harsher (the projections depend on assumptions, e.g., how quickly the economy will grow). So the same remedies mentioned by the Trustees should keep Social Security solvent under OMB’s assumptions as well. Such remedies have been used many times in the history of Social Security to account for people living longer, the baby boom, recessions like this one, etc.
Is there anyway to get a 15,000 check cashed quick?
22
May
I have a bank account but it will take a few days to clear. Don’t want to pay a check cashing place 5%. Any other alternatives?
And its a tax free annuity payment.
Should Government FORCE you to wear a seat-belt or is there “another” reason?$$$$$?
16
May
1st:
I WEAR a seat-belt at ALL times and your an idiot if you don’t wear one…it’s cheap insurance and may save your life.
but that’s NOT the point!!!
We allow our freedoms to be taken without any objections all in the name of safety.
Should CHILDREN be required to wear one: YES, no question there!
Should adults be required to wear one: No! We should have the RIGHT to be stupid and have the FREEDOM to NOT to!
What about lives to be saved: It’s a statistical fact that seat belts have NOT saved the 1000’s of lives they claim….really look it up. In my state highway deaths have either gone up or stayed the same since seat belt laws were enacted 8 years ago.
Then WHAT has Changed with Seat Belt Laws:
Ahhhhhh…they REAL reason for Seat Belt laws: Our State alone took in OVER 32.4 MILLION in NEW fines: Cleveland Plain Dealer Sept 2007, Metro section pg 15
Do we get CHEAPER INSURANCE RATES: NOPE, Insurance rates have continually gone up about 2.3% and there has been no change since laws were enacted.
Then WHY have Seat Belt Laws:
They are the typical “Government please come into my life and protect me from myself LAWS”. They are intellectually insulting and are so obvious why $$$$$$ in their pockets.
Well, maybe cause the Governments “CARES” about us:
If you believe Federal, State & Local governments actually “CARE” about us……….you must be 10 years old! Try not paying your property tax for a Month or two and you’ll find out exactly how much they “CARE” about you…they WILL throw you on the street and take in their mind “THEIR” house.
When will we wake up…..they are taking every right we have…RIGHTS that we are supposed to give THEM…not the other way around
Is there any reason to roll a ROTH IRA into an annuity?
11
May
In my 60s, have a ROTH IRA… would it be a good idea to roll this into an annuity that gives me some guarantees on this money?
Are there Fixed Annuites that you can purchase without any surrender charges if your over 61?
07
May
In this context the purchasers of annuties would be at least 62 years old investing anywhere from $50,000 to $300, 000. The question is are there annuties they can buy and not be penalized by withdrawing all or part of the principal regardless of the time period the monies have been in the annuity.